Are you looking to jumpstart your banking career in Nigeria? The First City Monument Bank (FCMB) has opened a recruitment window for 2 positions in 2025. This is a rare opportunity to join one of Nigeria’s leading financial institutions, and in this article, you will find everything you need to succeed—from eligibility requirements to the application process, interview tips, real-world insights, and more.
By the end of this guide, you will know:
Which two roles are available and their job specifications
Who is eligible and how to prepare your application
Step-by-step how to apply (link included)
Insider tips and strategies to improve your chances
Answers to common FAQs about FCMB recruitment
Let’s get started.
—https://www.fcmb.com/career
About FCMB: Why This Employer Matters
First City Monument Bank (FCMB) is a full-service banking group headquartered in Lagos, Nigeria, with operations spanning retail, commercial, investment, and other financial services.
FCMB has built a reputation for innovation, talent development, and stable career growth. In fact, the bank has been certified as a “Great Place to Work”, where 84% of employees affirmed that the environment is among the best workplaces in Nigeria.
Working at FCMB offers you not only a paycheck but also structured learning, mobility, and the chance to align with a brand of national significance.
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The 2025 Recruitment: 2 Positions Available
While many job boards and media mentions reference “2 positions,” it is crucial to verify the official source. One listing mentions:
1. Sales Associate (Kaduna)
2. Internal Control & Risk Management Officer (Lagos)
These are the two publicly advertised roles as of the most recent listing. Note: job details may evolve, so always cross-check with the official FCMB careers page before applying.
Position 1: Sales Associate (Kaduna)
Location: Kaduna State
Role Summary:
As a Sales Associate, you will represent FCMB’s products and services, drive customer acquisition, engage in sales campaigns, and support branch targets.
Key Requirements (typical):
Bachelor’s degree (preferably in business, marketing, finance, or related field)
Minimum O-level credits including English & Mathematics
Strong verbal and written communication skills
Basic digital literacy
Self-motivated, target-driven, with customer orientation
Desirable Experience:
Prior sales or customer service experience (even internships)
Position 2: Internal Control & Risk Management Officer (Lagos)
Location: Lagos
Role Summary:
This role involves assessing internal controls, risk mitigation, monitoring compliance, conducting audits, and ensuring the bank’s operations align with regulatory standards.
Key Requirements (typical):
Bachelor’s degree in Accounting, Finance, Risk Management, or related disciplines
Professional certifications (e.g., ICAN, ACCA, CAMS, or risk certifications) preferred
Strong analytical, auditing, and control skills
Knowledge of banking regulations, internal control frameworks, and risk management tools
Ability to work independently and in teams
Desirable Experience:
Experience in audit, compliance, or control in financial services
Familiarity with internal audit software, risk frameworks, or regulatory reporting
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General Eligibility Criteria & Desired Profile
Below is a combined set of requirements that FCMB typically uses for graduate-level and specialist roles. These are drawn from past announcements and job diversification at FCMB:
Criterion Requirement
Academic Qualification Bachelor’s degree (HND with upper credit sometimes accepted)
Academic Standing Minimum of Second Class Lower (2:2) in undergraduate degree
NYSC Completed NYSC program or holds exemption certificate
Age Limit Often ≤ 27 or ≤ 28 for trainee programs
O-Level Requirements At least five credits (including English & Mathematics)
Skills & Competencies Communication, analytical thinking, digital literacy
Certifications (preferred) Professional accounting, audit, risk credentials for control roles
Experience For specialist roles, some relevant work or internship experience
Because this is a selective recruitment, candidates who exceed the minimum (e.g. having additional certifications, higher class of degree, or prior relevant experience) will have a competitive edge.
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Why These Positions Matter & How They Fit Into FCMB’s Strategy
1. Sales Associate: Frontline Ambassadors
The Sales Associate role is vital for branch growth, customer acquisition, and service delivery. As banking becomes more competitive, FCMB needs energetic individuals to scale its customer base, especially in regional hubs like Kaduna.
2. Internal Control & Risk Management: Business Safeguard
The Internal Control & Risk Officer role ensures that FCMB’s operations adhere to laws, controls are effective, and the bank reduces exposure to loss. In an era of increasing regulation and risk awareness, this role is strategically critical for stability and compliance.
These roles reflect FCMB’s dual focus: growth through customer expansion, and sustainable operations through risk management.
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How to Apply (Official Link Only)
To apply for these roles:
1. Go to the official FCMB Careers page: https://www.fcmb.com/career
2. Browse the current job listings and select the relevant position (Sales Associate or Internal Control & Risk Management Officer).
3. Register with your email, phone number, and required profile information.
4. Upload your CV, academic transcripts, NYSC certificate (or exemption), and any professional certifications.
5. Submit your application and note the confirmation.
Important: FCMB’s official portal is the only trusted application channel. Avoid third-party requests for payment or external forms. Legitimate recruitment is free.
Also, only shortlisted candidates will be contacted for further assessment stages.
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Application Timeline & Key Dates
While no fixed deadline was publicly stated in the “2 positions” listing, the role of Internal Control & Risk Management had a deadline of 17th September 2025 in a previous listing.
Given that timelines may shift, it’s best to apply as early as possible after the announcement.
For similar programs (e.g. Graduate Trainee 2025), the deadline was December 29, 2024 in prior exercises.
So, treat “apply early” as the golden rule here.
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What Happens After You Apply: The Selection Process
Here’s a typical roadmap FCMB might follow for screening and hiring:
1. CV screening / Shortlisting
HR reviews submitted profiles for eligibility (education, experience).
2. Aptitude test / Written assessment
Common themes: quantitative, verbal, logical reasoning, numerical ability.
3. Technical / functional interview
For the control role, expect questions on audit, risk frameworks, internal controls. For sales, questions will lean toward product knowledge, sales scenarios, customer handling.
4. Final interview / HR & behavioral
To assess culture-fit, values, career goals, soft skills.
5. Offer & onboarding
Selected candidates receive offer letters and join orientation or probation.
Pro tip: Save evidence of each step (screenshots, email threads, test copies) — you may need them later for queries or appeals.
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Sample Interview / Test Questions You Should Prepare
To gain a competitive advantage, here are likely topics and sample questions per role:
Sales Associate
“How would you upsell a savings product to a customer who is hesitant?”
“Describe a time you met or exceeded targets under pressure.”
Numerical problem: Given deposit growth rates and interest projections, compute yields.
Verbal reasoning: Short passages with comprehension questions.
Internal Control & Risk Management
“Explain the difference between inherent risk, control risk, and detection risk.”
“Walk me through how you would audit a branch’s cash handling process.”
“How would you implement a control framework in a region with limited oversight?”
Case scenario: Identify control weaknesses in a bank’s lending process.
Bonus: Be ready with stories from your own experiences (internship, school project, etc.) where you showed integrity, analysis, or proactive problem-solving.
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Real-World Example: FCMB Graduate Trainee Program & Internship Precedents
Though this current recruitment is for specific roles, FCMB often conducts Graduate Trainee Programs and Internship Programs. These precedents offer useful insights:
The 2025 Graduate Trainee Program required applicants with LL.B, BSc degrees and a minimum of Second Class Lower (2:2)
The 2025 Management Internship Program was launched for fresh graduates in finance, research, and customer engagement, including roles like Market Research / Customer Success Intern in Lagos.
FCMB’s Flexxtern initiative offers 3-month paid internships to young graduates, with the option of full employment at the end.
These programs show that FCMB invests in young talent and often transitions interns or trainees into permanent staff. If you’re applying now, highlight how you could be a future candidate for upward mobility.
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How to Make Your Application Stand Out
Here’s how to go from a “good” to a “top” candidate:
1. Tailored CV & Cover Letter
Use metrics (e.g. “Increased sales by 20%” or “Led audit in student organization”)
Match keywords from the job description (sales, risk, internal control)
Keep formatting clean, to-the-point, and easy to skim
2. Certifications & Extra Learning
If applying for control or risk roles, certifications like ICAN, ACCA, CIA, FRM, or risk audit exposure help
Online courses (Coursera, Udemy) in data analytics, Excel, or AML/KYC frameworks
3. Solid Digital Presence
LinkedIn profile well-written, with experiences, endorsements, and recommendations
Projects or publications (if any) that show analytical or financial acumen
4. Strong Answers & Stories
Prepare 3–5 STAR stories (Situation, Task, Action, Result) from your past experience
For sales: show persuasion, meeting quotas, closing deals
For controls: show integrity, risk awareness, audit or compliance exposure
5. Mock Tests & Interview Practice
Use platforms like PrepInsta, TestGorilla, or online banking aptitude quizzes
Record yourself answering questions to improve body language and clarity
6. Follow-Up Etiquette
After interviews, send a thank-you email within 24 hours
Express renewed interest and mention a specific part of the conversation
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FAQs: Everything Applicants Ask
Q1. Are these jobs open to HND holders?
Yes, if your HND has an upper credit (higher distinction) and matches the role’s fields. But a Bachelor’s degree is generally preferred.
Q2. Is there any application fee?
No. Legitimate FCMB recruitment processes are free. Beware of fraudsters requesting payment.
Q3. Can I apply for both positions?
Yes—if you meet the requirements for both. But tailor each application accordingly.
Q4. How old can I be to apply?
For graduate/entry-level roles, the upper age limit is often 27 or 28 years. But for specialist roles, flexibility may be allowed.
Q5. When will I hear back?
Shortlisted candidates are usually contacted within 2–4 weeks after the application deadline.
Q6. What salary or perks can I expect?
Exact compensation depends on role, location, and experience. But candidates from past internships often report competitive stipends or entry-level banking pay. Glassdoor reviews indicate compensation is “fair but not outstanding” for junior roles.
Q7. Can this become a permanent job?
Yes. FCMB often transitions successful interns or trainees into full employment. The Flexxtern and graduate programs show this pathway.
Q8. How often does FCMB do such recruitment?
They run graduate trainee and internship cycles regularly (usually yearly). So even if you miss this, stay alert on the career portal for future opportunities.
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Summary & Key Takeaways
Only 2 positions are currently advertised: Sales Associate (Kaduna) and Internal Control & Risk Officer (Lagos).
The official portal to apply is https://www.fcmb.com/career.
FCMB values strong academics, NYSC completion, certifications, and well-articulated experiences.
Use STAR stories, mock interviews, and tailored CVs to stand out.
Even these roles can become stepping stones into broader FCMB career paths like control, audit, management, or operations.
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Call to Action
Don’t wait until the deadline sneaks up on you—apply now via FCMB’s official careers page: https://www.fcmb.com/career
Get your application in early, polish your materials, practice your interview game, and prepare to showcase your best self. When this window closes, opportunities might get scarce again.
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