Fixing a bad spending habit is a more responsible and sustainable approach compared to simply affording it. It leads to financial stability, helps avoid debt, and creates healthier financial habits. Addressing the issue requires self-awareness and better financial decision-making, and seeking advice from a professional can be beneficial in developing a plan to overcome the habit. Small changes can have a significant impact on improving your financial situation over time.

All said very true.

But yahoo boys wont agree. :laughs:

Bad spending habits will not sustain wealth. Fix them!!!

These are two serious but contradictory opinions. Who would you go with?

I personally am of the opinion that financial mastery is a journey. And even if you desire to be able to afford your flamboyant spending habit in the long run, in order to get to that stage, you will have to fix those habits along the line first. Otherwise, these habits will impede your progress while trying to get to the stage where you could afford them.

Do you agree with me? What's your take on this?

I agree with you.

Almost everyone understands they need to cut off unnecessary spending to make quality progress in life.

Almost everyone understands they need to cut off unnecessary spending to make quality progress in life.

That's the point.

Fix them
Very necessary